Atome is a "buy now, pay later" mobile app that splits your bill into three equal payments over three months. The mobile app is free to download and free to use for consumers: Atome charges zero interest and zero service fees.
Download Atome app and set up your account. Scan the Atome QR code to pay if you're at a shop or choose Atome as a payment option when you're on a merchant's website. You pay 1/3 of the total bill on the spot. The second payment will be due 30 days later, and the third, the following month.
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