Is Paying With Atome Really Interest Free? 18 February 2022 01:57 Updated Paying with Atome is interest-free, unless late payment, we will charge you an one-time HK$100 administration fee. Related articles How much do I have to spend to use Atome? What is Atome? Can I make an early repayment? Where can I use Atome? How do I register with Atome?